n Instructionsnn n Brown meatn n Once browned, add seasoning and water and stir to mixn n Cook on medium until liquid is evaporatedn n If using cold refried beans: spread refried beans on the bottom of a microwave safe plate and cook on high for 1 minute. Take out of microwave and stir beans well, then spread them flat again. cook on high in microwave for another 1 1/2 minute.n n If you are using hot refried beans,: spread on the bottom of microwave safe plate.n n Spread 1 cup of cheese on top of hot refried beans and thenn n Spread ground meat on top of cheese and then add another layer of 3/4 cup shredded cheese on top of meat and microwave for 1 minuten n Sprinkle lettuce, tomato, scallions, avocado and black olives over meat.n n Top with remaining cheese.n n Serve with corn chips. We have found through our 29 years of experimentation that the round or triangular chips work better than the scoops. Utz makes a Baked Tortilla Chip that is our go to chip because of the reduced fat.nn